4 Beds
2 Baths
1,718 SqFt
4 Beds
2 Baths
1,718 SqFt
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Pending
Purchase Type For Sale
Square Footage 1,718 sqft
Price per Sqft $220
Subdivision Cape Coral
MLS Listing ID 2025008419
Style Ranch,One Story
Bedrooms 4
Full Baths 2
Construction Status Resale
HOA Y/N No
Year Built 2007
Annual Tax Amount $5,852
Tax Year 2024
Lot Size 10,018 Sqft
Acres 0.23
Lot Dimensions Appraiser
Property Sub-Type Single Family Residence
Property Description
Take advantage of a rare assumable FHA mortgage at 4.125%, allowing buyers to lock in below-market financing and start building equity immediately while avoiding today's higher rates. This 4-bedroom, 2-bathroom pool and spa home is located in Northeast Cape Coral, a growing area in Southwest Florida with easy access to shopping, dining, and waterways.
The home offers resort-style outdoor living with a heated south-facing pool and spa, perfect for enjoying Florida sunshine. The covered lanai includes a kitchen pass-through window for convenient outdoor entertaining. A pool bath adds guest convenience, while the white vinyl privacy fence (2016) provides privacy. The professional irrigation system (2017 & 2021) keeps landscaping lush and maintained.
Recent updates include a new roof (2021), pool pump (2019), well pump (2024), water heater (2019), complete water treatment system with new tanks & salt containers (2018), kitchen water filtration system (2015), septic system maintenance (2024), and exterior paint (2019). The kitchen features updated appliances including refrigerator, microwave, stove, dishwasher, and a newer washer and dryer.
The master suite features luxury vinyl flooring and a private bathroom. The three additional bedrooms require new flooring, providing a value-add opportunity for buyers to customize finishes. The flexible floor plan is ideal for home offices, hobby rooms, guest accommodations, or multi-generational living, and the layout maximizes livable space and functionality.
Value-add opportunity: Carpet in the 3 guest bedrooms and the AC system need replacement—home is priced to reflect these updates, allowing buyers to capture immediate equity while securing below-market financing.
This property is suited for first-time homebuyers, families seeking a pool lifestyle, or retirees relocating to Southwest Florida. Homes with assumable sub-5% FHA financing are extremely rare, giving buyers a financial advantage in today's market.
Enjoy Cape Coral living with easy access to waterways, the Gulf of Mexico, boating, and fishing. The home combines Southwest Florida pool living, practical upgrades, and below-market financing. Don't miss the opportunity to own a NE Cape Coral pool home with assumable mortgage and the chance to customize finishes to your preference. Schedule a showing today!
Location
State FL
County Lee
Community Cape Coral
Area Cc31 - Cape Coral Unit 17, 31-36,
Direction North
Rooms
Bedroom Description 4.0
Interior
Interior Features Family/ Dining Room, High Ceilings, Kitchen Island, Living/ Dining Room, Main Level Primary, Shower Only, Separate Shower, Walk- In Closet(s), Window Treatments, Split Bedrooms
Heating Central, Electric
Cooling Central Air, Ceiling Fan(s), Electric
Flooring Carpet, Tile
Furnishings Partially
Fireplace No
Window Features Double Hung,Shutters,Window Coverings
Appliance Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
Laundry Inside
Exterior
Exterior Feature Fence
Parking Features Attached, Driveway, Garage, Paved, Garage Door Opener
Garage Spaces 2.0
Garage Description 2.0
Pool Concrete, Electric Heat, Heated, In Ground, Outside Bath Access, Pool Equipment, Screen Enclosure, Pool/ Spa Combo
Community Features Non- Gated
Utilities Available Cable Available, High Speed Internet Available
Amenities Available None
Waterfront Description None
Water Access Desc Well
View Pool
Roof Type Shingle
Porch Lanai, Porch, Screened
Garage Yes
Private Pool Yes
Building
Lot Description Rectangular Lot
Faces North
Story 1
Sewer Septic Tank
Water Well
Architectural Style Ranch, One Story
Unit Floor 1
Structure Type Block,Concrete,Stucco
Construction Status Resale
Others
Pets Allowed Yes
HOA Fee Include None
Senior Community No
Tax ID 36-43-23-C3-02485.0170
Ownership Single Family
Security Features Smoke Detector(s)
Acceptable Financing All Financing Considered, Cash, FHA, VA Loan
Disclosures RV Restriction(s)
Listing Terms All Financing Considered, Cash, FHA, VA Loan
Pets Allowed Yes
Virtual Tour https://www.zillow.com/view-imx/e7ee7c95-d4d6-41fa-84f9-75a93b035560?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
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Broker, GRI | Lic# 3269082